Mit dem Universal Ratenschutz Plus können Sie sich jetzt unbesorgt zurücklehnen, denn der Universal Ratenschutz Plus übernimmt im Fall von unvorhergesehenen Situationen für Sie den Ausgleich Ihres Kundenkontos und schützt Sie optimal.
Der Ausgleich Ihres Kundenkontos erfolgt je nach Risiko einmalig oder in Form einer laufenden Leistung.
Ihre Vorteile im Überblick:
- Absicherung Ihrer Teilzahlung bis zu einem Saldo von max. 6.000€
- günstiger Monatsbetrag von nur 1,15% Ihres offenen Saldos
- besteht kein offener Saldo, ist auch kein Beitrag zu leisten
Schutz bei:
Risiken | Schutz bei | Paket 18-60 Jahre* | Paket 60-75 Jahre |
Arbeitslosigkeit |
unverschuldetem Arbeitsplatzverlust |
✔ |
✘ |
Arbeitsunfähigkeit |
Krankheit, Unfall, Berufs- und Erwerbsunfähigkeit |
✔ |
✘ |
Pflegebedürftigkeit |
Pflegegeld-Bezug ab Pflegestufe 5 und höher |
✔ |
✘ |
Schwere Erkrankungen |
Krebs, Herzinfarkt, Schlaganfall, Erblindung, Gehörverlust |
✔ |
✔ |
Ableben |
|
✔** |
✔ |
Unfallbedingte Dauerinvalidität |
unfallbedingter Dauerinvalidität von mind. 50% |
✘ |
✔ |
*Ihr Ehe- oder Lebenspartner genießt ab der Volljährigkeit bis zum 60. Geburtstag den selben Schutz. **bei Ableben doppelte Leistung (max. 12.000 €) |
Es handelt sich hierbei um Marketinginhalte.
Den vollen Versicherungsumfang und Leistungsanspruch entnehmen Sie den Allgemeinen Versicherungsbedingungen.
Weitere Informationen über Ihre monatlichen Universal Ratenschutz Plus Beiträge erhalten Sie auf Ihrem Kontoauszug und auf universal.at/meinkonto.
Bei Eintritt eines Versicherungsfalls oder Rückfragen rufen Sie bitte unter 0662 / 4485-22 an.
Hinweis: Der Universal Ratenschutz Plus gilt nur für bestehende Universal Teilzahlungskunden.

{{#options.subHeadline}}
<h3 class="contact-form-subheadline">
{{.}}
</h3>
{{/options.subHeadline}}
{{#options.fields.emailAddressNew}}
<div class="contact-form-row">
<div class="contact-form-row-item">
{{#options.fields.emailAddressOld}}
<div class="contact-form-label {{options.mandetory.emailAddressOld}}">
Ihre alte E-Mail Adresse
</div>
<div class="contact-form-input">
<input type="text" name="emailAddressOld"/>
</div>
{{/options.fields.emailAddressOld}}
</div>
<div class="contact-form-row-item">
{{#options.fields.emailAddressNew}}
<div class="contact-form-label {{options.mandetory.emailAddressNew}}">
Ihre neue E-Mail Adresse
</div>
<div class="contact-form-input">
<input type="text" name="emailAddressNew"/>
</div>
{{/options.fields.emailAddressNew}}
</div>
</div>
<div class="contact-form-row hint-row">
<div class="hint-container">
Bitte füllen Sie die folgenden Felder aus, damit Ihre neuen Daten geändert werden können:
</div>
</div>
{{/options.fields.emailAddressNew}}
{{#options.fields.changeHint}}
<div class="contact-form-row hint-row">
<div class="hint-container">
Bitte füllen Sie die folgenden Felder mit den jeweiligen <span class="contact-highlight">ALTEN</span> Daten aus, damit diese geändert werden können:
</div>
</div>
{{/options.fields.changeHint}}
<div class="contact-form-row">
{{#options.fields.customernumber}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.customernumber}}">
Kundennummer
</div>
<div class="contact-form-input">
<input type="text" name="customernumber"{{#data.data.bussinesPartnerNumber}} value="{{.}}"{{/data.data.bussinesPartnerNumber}} {{#data.businessPartnerNumber}} value="{{.}}"{{/data.businessPartnerNumber}}/>
</div>
</div>
{{/options.fields.customernumber}}
{{#options.fields.gender}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.gender}}">
Anrede
</div>
<div class="contact-form-input">
<select name="gender">
<option value="misses">Frau</option>
<option value="mister">Herr</option>
</select>
</div>
</div>
{{/options.fields.gender}}
</div>
<div class="contact-form-row">
{{#options.fields.firstName}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.firstName}}">
Vorname
</div>
<div class="contact-form-input">
<input type="text" name="firstName"{{#data.data.invoiceToAddress.firstName}} value="{{.}}"{{/data.data.invoiceToAddress.firstName}} {{#data.preferredBillingAddress.firstName}} value="{{.}}"{{/data.preferredBillingAddress.firstName}} autocomplete="given-name"/>
</div>
</div>
{{/options.fields.firstName}}
{{#options.fields.lastName}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.lastName}}">
Nachname
</div>
<div class="contact-form-input">
<input type="text" name="lastName"{{#data.data.invoiceToAddress.lastName}} value="{{.}}"{{/data.data.invoiceToAddress.lastName}}{{#data.preferredBillingAddress.lastName}} value="{{.}}"{{/data.preferredBillingAddress.lastName}} autocomplete="family-name"/>
</div>
</div>
{{/options.fields.lastName}}
</div>
<div class="contact-form-row">
{{#options.fields.street}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.street}}">
Straße/Nr.
</div>
<div class="contact-form-input two-inputs">
<input type="text" class="first mandatory" name="street"{{#data.data.invoiceToAddress.street}} value="{{.}}"{{/data.data.invoiceToAddress.street}}{{#data.preferredBillingAddress.street}} value="{{.}}"{{/data.preferredBillingAddress.street}}/>
<input type="text" class="second space mandatory" name="houseNumber"{{#data.data.invoiceToAddress.houseNumber}} value="{{.}}"{{/data.data.invoiceToAddress.houseNumber}}{{#data.preferredBillingAddress.houseNumber}} value="{{.}}"{{/data.preferredBillingAddress.houseNumber}}/>
</div>
</div>
{{/options.fields.street}}
<div class="contact-form-row-item">
{{#options.fields.city}}
<div class="contact-form-label {{options.mandetory.city}}">
PLZ/Ort
</div>
<div class="contact-form-input two-inputs">
<input type="text" class="second mandatory" name="zipCode"{{#data.data.invoiceToAddress.zipcode}} value="{{.}}"{{/data.data.invoiceToAddress.zipcode}}{{#data.preferredBillingAddress.zipCode}} value="{{.}}"{{/data.preferredBillingAddress.zipCode}} autocomplete="postal-code"/>
<input type="text" class="first space mandatory" name="city"{{#data.data.invoiceToAddress.city}} value="{{.}}"{{/data.data.invoiceToAddress.city}}{{#data.preferredBillingAddress.city}} value="{{.}}"{{/data.preferredBillingAddress.city}} autocomplete="address-level2"/>
</div>
{{/options.fields.city}}
</div>
</div>
<div class="contact-form-row">
<div class="contact-form-row-item">
{{#options.fields.emailAddress}}
<div class="contact-form-label {{options.mandetory.emailAddress}}">
E-Mail
</div>
<div class="contact-form-input">
<input type="text" name="emailAddress"{{#data.data.bussinessPartnerEmail}} value="{{.}}"{{/data.data.bussinessPartnerEmail}}{{#data.preferredBillingAddress.emailAddress}} value="{{.}}"{{/data.preferredBillingAddress.emailAddress}} autocomplete="email"/>
</div>
{{/options.fields.emailAddress}}
</div>
<div class="contact-form-row-item">
{{#options.fields.phoneNumber}}
<div class="contact-form-label {{options.mandetory.primaryPhoneNumber}}">
Telefon
</div>
<div class="contact-form-input">
<input type="tel" class="primaryPhoneNumber" autocomplete="tel" value="{{#data.data.invoiceToAddress.primaryPhoneNumber.prefix}}{{.}}{{/data.data.invoiceToAddress.primaryPhoneNumber.prefix}}{{#data.data.invoiceToAddress.primaryPhoneNumber.number}}{{.}}{{/data.data.invoiceToAddress.primaryPhoneNumber.number}}{{#data.preferredBillingAddress.primaryPhoneNumber.prefix}}{{.}}{{/data.preferredBillingAddress.primaryPhoneNumber.prefix}}{{#data.preferredBillingAddress.primaryPhoneNumber.number}}{{.}}{{/data.preferredBillingAddress.primaryPhoneNumber.number}}">
</div>
<div class="">
<input type="hidden" class="second" name="primaryPhoneNumber[prefix]"{{#data.data.invoiceToAddress.primaryPhoneNumber.prefix}} value="{{.}}"{{/data.data.invoiceToAddress.primaryPhoneNumber.prefix}}{{#data.preferredBillingAddress.primaryPhoneNumber.prefix}} value="{{.}}"{{/data.preferredBillingAddress.primaryPhoneNumber.prefix}} />
<input type="hidden" class="first space" name="primaryPhoneNumber[number]"{{#data.data.invoiceToAddress.primaryPhoneNumber.number}} value="{{.}}"{{/data.data.invoiceToAddress.primaryPhoneNumber.number}}{{#data.preferredBillingAddress.primaryPhoneNumber.number}} value="{{.}}"{{/data.preferredBillingAddress.primaryPhoneNumber.number}} />
</div>
{{/options.fields.phoneNumber}}
</div>
</div>
<div class="contact-form-row">
<div class="contact-form-row-item">
{{#options.fields.birthdate}}
<div class="contact-form-label {{options.mandetory.birthdate}}">
Geburtsdatum (TT.MM.JJJJ)
</div>
<div class="contact-form-input">
<input type="text" name="birthdate"/>
</div>
{{/options.fields.birthdate}}
</div>
</div>
{{#options.fields.changeHint}}
<div class="contact-form-row hint-row">
<div class="hint-container">
Bitte füllen Sie die folgenden Felder mit den jeweiligen <span class="contact-highlight">NEUEN</span> Daten aus, damit diese geändert werden können:
</div>
</div>
{{/options.fields.changeHint}}
{{#options.fields.newDatacustomernumber}}
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.newDatacustomernumber}}">
Kundennummer
</div>
<div class="contact-form-input">
<input type="text" name="newData[customernumber]"/>
</div>
</div>
{{#options.fields.newDatagender}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.newDatagender}}">
Anrede
</div>
<div class="contact-form-input">
<select name="newData[gender]">
<option value="misses">Frau</option>
<option value="mister">Herr</option>
</select>
</div>
</div>
{{/options.fields.newDatagender}}
</div>
{{/options.fields.newDatacustomernumber}}
{{#options.fields.newDatafirstName}}
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.newDatafirstName}}">
Vorname
</div>
<div class="contact-form-input">
<input type="text" name="newData[firstName]"/>
</div>
</div>
{{#options.fields.newLastName}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.newDatalastName}}">
Nachname
</div>
<div class="contact-form-input">
<input type="text" name="newData[lastName]"/>
</div>
</div>
{{/options.fields.newLastName}}
</div>
{{/options.fields.newDatafirstName}}
{{#options.fields.newDatastreet}}
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.newDatastreet}}">
Straße/Nr.
</div>
<div class="contact-form-input two-inputs">
<input type="text" class="first mandatory" name="newData[street]"/>
<input type="text" class="second space mandatory" name="newData[houseNumber]"/>
</div>
</div>
<div class="contact-form-row-item">
{{#options.fields.newDatacity}}
<div class="contact-form-label {{options.mandetory.newDatacity}}">
PLZ/Ort
</div>
<div class="contact-form-input two-inputs">
<input type="text" class="second mandatory" name="newData[zipCode]"/>
<input type="text" class="first space mandatory" name="newData[city]"/>
</div>
{{/options.fields.newDatacity}}
</div>
</div>
{{/options.fields.newDatastreet}}
{{#options.fields.newDataemailAddress}}
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.newDataemailAddress}}">
E-Mail
</div>
<div class="contact-form-input">
<input type="text" name="newData[emailAddress]"/>
</div>
</div>
<div class="contact-form-row-item">
{{#options.fields.newDataphoneNumber}}
<div class="contact-form-label {{options.mandetory.newDataprimaryPhoneNumber}}">
Telefon
</div>
<div class="contact-form-input two-inputs">
<input type="text" class="second" name="newData[primaryPhoneNumber[prefix]]"/>
<input type="text" class="first space" name="newData[primaryPhoneNumber[number]]"/>
</div>
{{/options.fields.newDataphoneNumber}}
</div>
</div>
{{/options.fields.newDataemailAddress}}
{{#options.fields.orderNumber}}
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.ordernumber}}">
Bestellnummer
</div>
<div class="contact-form-input">
<input type="text" name="orderNumber" value="{{data.data.complaintNumber}}" placeholder="12345678,8765432Y"/>
</div>
</div>
<div class="contact-form-row-item">
{{#options.fields.orderDate}}
<div class="contact-form-label {{options.mandetory.orderdate}}">
Rechnungsdatum
</div>
<div class="contact-form-input order-date">
<input type="text" name="orderDate[Day]" class="order-day" value="" placeholder="TT"/>
<input type="text" name="orderDate[Month]" class="order-month" value="" placeholder="MM"/>
<input type="text" name="orderDate[Year]" class="order-year" value="" placeholder="YYYY"/>
</div>
{{/options.fields.orderDate}}
</div>
</div>
{{/options.fields.orderNumber}}
{{#options.recall}}
<div class="contact-form-row">
<input type="checkbox" value="true" name="newsletter" id="newsletter" {{#data.newsletter}}selected{{/data.newsletter}} />
<label for="newsletter" {{#options.mandetory.newsletter}}class="{{.}}"{{/options.mandetory.newsletter}}>Ich möchte den Newsletter abbestellen.</label>
</div>
<div class="contact-form-row">
<input type="checkbox" value="true" name="advertising" id="advertising_contact_cb" {{#data.advertising}}selected{{/data.advertising}} />
<label for="advertising_contact_cb" {{#options.mandetory.advertising}}class="{{.}}"{{/options.mandetory.advertising}}>Ich widerspreche der Zusendung von Werbemitteln einschließlich der Kataloge.</label>
</div>
<div class="contact-form-row">
<input type="checkbox" value="true" name="marketing" id="marketing" {{#data.marketing}}selected{{/data.marketing}} />
<label for="marketing" {{#options.mandetory.marketing}}class="{{.}}"{{/options.mandetory.marketing}}>Ich widerspreche der Nutzung, Verarbeitung und Weitergabe meiner Daten zu Marketingzwecken.</label>
</div>
{{/options.recall}}
{{#options.contact}}
{{^options.subjectHidden}}
{{#options.subjectDropdown}}
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.mailTopic}}">
Betreff
</div>
<div class="contact-form-input">
<select name="mailTopic">
<option value="">--bitte auswählen--</option>
{{#options.subjects}}
<option value="{{key}}" {{#selected}}selected="selected"{{/selected}}>{{localizedText}}</option>
{{/options.subjects}}
</select>
</div>
</div>
<div class="contact-form-row-item">
</div>
</div>
{{/options.subjectDropdown}}
{{/options.subjectHidden}}
{{/options.contact}}
{{#options.productadvice}}
<div class="contact-form-row">
<div class="contact-form-row-item">
{{#options.fields.message}}
<div class="contact-form-label {{options.mandetory.mailTopic}}">
Betreff
</div>
<div class="contact-form-input">
<select name="mailTopic">
{{#options.subjects.1}}
<option value="">--bitte auswählen--</option>
{{/options.subjects.1}}
{{#options.subjects}}
<option value="{{key}}" {{#selected}}selected="selected"{{/selected}}>{{localizedText}}</option>
{{/options.subjects}}
</select>
</div>
{{/options.fields.message}}
</div>
<div class="contact-form-row-item">
</div>
</div>
{{/options.productadvice}}
{{^options.complaint}}
{{#options.fields.message}}
<div class="contact-form-row">
<div class="contact-form-row-item full-size">
<div class="contact-form-label {{options.mandetory.message}}">
{{#options.paymentProtection}}
Bemerkung
{{/options.paymentProtection}}
{{^options.paymentProtection}}
Ihre Nachricht
{{/options.paymentProtection}}
</div>
<div class="contact-form-input">
<textarea name="message">{{message}}</textarea>
</div>
</div>
</div>
{{/options.fields.message}}
{{/options.complaint}}
{{#options.complaint}}
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label">
Reklamationsgrund:
</div>
<div class="contact-form-input">
<select name="mailTopic">
<option value="">--bitte auswählen--</option>
{{#options.subjects}}
<option value="{{key}}" {{#selected}}selected="selected"{{/selected}}>{{localizedText}}</option>
{{/options.subjects}}
</select>
</div>
</div>
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.bestContact}}">
am besten erreichbar:
</div>
<div class="contact-form-input">
<input type="text" name="bestContact" value="{{data.bestContact}}" />
</div>
</div>
</div>
<div class="contact-form-row">
{{#options.fields.orderNumber}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.articleNumber}}">
Artikelnummer:
</div>
<div class="contact-form-input">
<input type="text" class="mandatory" name="articleNumber" value="{{data.data.complaintNumber}}{{articleNumber}}"/>
</div>
</div>
{{/options.fields.orderNumber}}
{{#options.fields.articledescription}}
<div class="contact-form-row-item">
<div class="contact-form-label {{options.mandetory.articledescription}}">
Artikelbeschreibung:
</div>
<div class="contact-form-input">
<input type="text" name="articledescription" value="{{data.data.complaintdescription}}{{articledescription}}" />
</div>
</div>
{{/options.fields.articledescription}}
</div>
{{#options.fields.message}}
<div class="contact-form-row">
<div class="contact-form-row-item full-size">
<div class="contact-form-label {{options.mandetory.message}}">
Mängelbeschreibung:
</div>
<div class="contact-form-input">
<textarea name="message" class="mandatory">{{message}}</textarea>
</div>
</div>
</div>
{{/options.fields.message}}
{{#options.fields.replacement}}
<div class="contact-form-row full-size">
<div class="full-label">
Benötigen Sie ein Ersatzteil? Ergänzen Sie bitte folgende Angaben:
</div>
</div>
{{/options.fields.replacement}}
<div class="contact-form-row full-size">
{{#options.fields.replacement}}
<div class="sub-row">
<div class="sub-row-label {{options.mandetory.replacement}}">
Ersatzteilnummer:
</div>
<div class="sub-row-input">
<input type="text" value="{{replacement}}" name="replacement" />
</div>
</div>
{{/options.fields.replacement}}
{{#options.fields.replacementType}}
<div class="sub-row">
<div class="sub-row-label {{options.mandetory.replacementType}}">
Daten-Typenschild:
</div>
<div class="sub-row-input">
<input type="text" value="{{replacementType}}" name="replacementType" />
</div>
</div>
{{/options.fields.replacementType}}
</div>
<div class="contact-form-row full-size">
<div class="full-label">
Lieferadresse (falls abweichend von Kontoanschrift):
</div>
</div>
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label">
Vorname
</div>
<div class="contact-form-input">
<input type="text" name="deliveryAddress[firstName]"{{#data.data.deliveryAddress.firstName}} value="{{.}}"{{/data.data.deliveryAddress.firstName}}{{#data.deliveryFirstname}} value="{{.}}"{{/data.deliveryFirstname}} />
</div>
</div>
<div class="contact-form-row-item">
<div class="contact-form-label">
Nachname
</div>
<div class="contact-form-input">
<input type="text" name="deliveryAddress[lastName]"{{#data.data.deliveryAddress.lastName}} value="{{.}}"{{/data.data.deliveryAddress.lastName}}{{#data.deliveryLastname}} value="{{.}}"{{/data.deliveryLastname}} />
</div>
</div>
</div>
<div class="contact-form-row">
<div class="contact-form-row-item">
<div class="contact-form-label">
Straße
</div>
<div class="contact-form-input two-inputs">
<input type="text" class="first" name="deliveryAddress[street]"{{#data.data.deliveryAddress.street}} value="{{.}}"{{/data.data.deliveryAddress.street}}{{#data.deliveryStreet}} value="{{.}}"{{/data.deliveryStreet}} />
<input type="text" class="second space" name="deliveryAddress[houseNumber]"{{#data.data.deliveryAddress.houseNumber}} value="{{.}}"{{/data.data.deliveryAddress.houseNumber}}{{#data.deliveryStreetnumber}} value="{{.}}"{{/data.deliveryStreetnumber}} />
</div>
</div>
<div class="contact-form-row-item">
<div class="contact-form-label">
Ort
</div>
<div class="contact-form-input two-inputs">
<input type="text" class="second" name="deliveryAddress[zipCode]"{{#data.data.deliveryAddress.zipcode}} value="{{.}}"{{/data.data.deliveryAddress.zipcode}}{{#data.deliveryPostal}} value="{{.}}"{{/data.deliveryPostal}} />
<input type="text" class="first space" name="deliveryAddress[city]"{{#data.data.deliveryAddress.city}} value="{{.}}"{{/data.data.deliveryAddress.city}}{{#data.deliveryCity}} value="{{.}}"{{/data.deliveryCity}} />
</div>
</div>
</div>
{{/options.complaint}}
{{#options.showPriority}}
<div class="full-label">
Ihre Anfrage bearbeiten wir während unserer Öffnungszeiten innerhalb von 12 Stunden.
</div>
{{#options.priorityTopicId}}
<div class="contact-form-row full-size">
<div class="contact-form-row-item full-size">
<div class="contact-form-input">
<input id="highPriority" type="checkbox" name="priorityTopicId" value="{{options.priorityTopicId}}" {{#data.data.priorityTopicId}}checked="checked"{{/data.data.priorityTopicId}} />
<label for="highPriority">
Sie benötigen innerhalb von 3 Stunden eine Antwort? Klicken Sie hier!
</label>
</div>
</div>
</div>
{{/options.priorityTopicId}}
{{/options.showPriority}}
{{#options.paymentProtection}}
<div class="contact-form-row full-size">
<div class="contact-form-row-item full-size payment-protection">
<input type="checkbox" name="paymentProtectionCheckbox" id="paymentProtectionCheckbox">
<label for="paymentProtectionCheckbox">
Ich akzeptiere die <a href="{{options.paymentProtectionConditionsLink}}" target="_blank">Allgemeinen Versicherungsbedingungen</a> und nehme das <a href="{{options.paymentProtectionInfoSheetLink}}" target="_blank">Infoblatt gemäß FernFinG</a> zur Kenntnis.
</label>
</div>
</div>
{{/options.paymentProtection}}
<div class="contact-form-row full-size">
<div class="full-label">
*diese Felder müssen ausgefüllt werden.
</div>
</div>
{{#options.subSubjects}}
<div class="radio-row">
<input name="subSubject" type="radio" value="{{key}}" id="subSubject_{{key}}">
<label for="subSubject_{{key}}">
{{localizedText}}
</label>
</div>
{{/options.subSubjects}}